Financing Options For Luxury Cars In Chicago

Luxury cars are a sign of success with a high price tag, but some consider the investment worth it. If you want a luxury car in Chicago, you’ll be happy to know that plenty of financing options are available. At our dealership, we want to ensure that every buyer can get behind the wheel of their dream car. So we offer tailored financing plans to help you get approved for a loan and drive off our lot in style!

What Are Luxury Cars?

Luxury cars are high-end vehicles with a premium price due to their superior quality and performance. They can be anything from sports cars, SUVs, and sedans to hypercars and supercars. Many people buy luxury cars as a sign of success or wealth. In contrast, others enjoy the enhanced driving experience they provide.

Our Inventory Of Luxury Cars

Our dealership carries a wide selection of luxury cars from top brands. Some of them are,

  • Audi
  • BMW
  • Chevrolet
  • Ferrari
  • Jaguar
  • Lamborghini
  • Lexus
  • Maserati
  • McLaren
  • Mercedes-Benz
  • Porsche
  • Rolls-Royce
  • Tesla

Whether you’re looking for a sleek, high-performance sports car or an elegant sedan that exudes sophistication and taste, we have something for everyone.


Audi is a luxury car with a reputation for being a high-end vehicle packed with features that provide an unmatched level of comfort, convenience, and performance. Some of the top luxury features available on Audi cars include active suspension, ventilated seats, 3-zone automatic climate control, dynamic steering, intelligent ambient lighting, and semi-autonomous driving.

Mercedez Benz

Some unique features you can expect to find in a Mercedes model include sleek designs, intuitive infotainment systems, safety technologies that detect potential hazards on the road, and advanced driver assistance systems. As a result, Mercedes-Benz E-Class was awarded the highest ranking being a luxury car in the 2017 World Car Awards.


Porsche vehicles are known for their superior performance and luxury. Some popular models in the Porsche lineup include the Cayenne and Panamera SUVs and the 911 sports car. The luxury specs include a leather interior, comfort-controlled seats and climate settings, state-of-the-art entertainment systems, and a quiet cabin for a refined driving experience.


Lamborghini is known for its exotic and luxurious sports cars. These vehicles are designed with advanced aerodynamics, speed and agility, power, and balance in mind, making them some of the fastest on the road. In addition, many models from Lamborghini feature exclusive carbon fiber bodywork to help reduce drag and improve engine cooling. This allows you to experience a thrilling ride.


If you’re looking for a more luxurious, refined experience while driving in Chicago, consider investing in a Lexus. Models like the LS 500 and LC 500 have been designed with luxury and performance in mind. They feature smooth and quiet rides, intuitive infotainment systems with advanced smartphone integration, comfortable and adjustable seats, heated or ventilated seats, and the latest safety tech.

Financing Options Available At Our Dealership

At our dealership, we want to help every buyer get behind the wheel of their dream car and explore everything Chicago has to offer. We offer financing options for buyers with all types of credit history, including:

Personal Loans

Many buyers choose to finance their luxury vehicles with personal loans. These loans are unsecured and allow you to get approved for a loan amount based on your credit score, income, and other factors. To increase your chances of approval, it is recommended to get pre-approved with lenders before you begin shopping for vehicles.

We work with several banks and financial institutions to provide competitive rates and terms. The interest rate and monthly payment will be fixed, and you’ll have a set repayment term. This option is best if you have good credit to buy these luxurious cars and qualify for a low-interest rate.

In-House Financing

We also offer in-house financing if your credit is less to get these vehicles and you don’t qualify for a personal loan. This option allows us to approve you with flexible terms tailored to your needs. Again, we’ll work with you to find the right monthly payment amount and duration that fits your budget without charging excessive interest rates.


Leasing is the best option for those who want to upgrade their luxury car every few years. With leasing, you’ll get lower monthly payments but have to return the vehicle at the end of the term. Lease terms vary from 2-4 years and have mileage restrictions that must be met each month.

Short-Term Lease

We also offer short-term leases if you need to drive a luxury car for less than two years. These leases do not require a long-term commitment and allow you to avoid getting behind the wheel of your luxury car without committing to owning it in the future.

Long-Term Lease

A long-term lease is a great option if you keep your car for several years. It allows you to pay affordable monthly payments and get the full benefits of having a luxury car without worrying about depreciation or unexpected maintenance costs.


We offer refinancing for current loan holders who want to lower their monthly payments or switch to a different lender with more competitive rates and terms. Refinancing is easy to save money on your car loan and get the most value out of your investment.


Finally, we offer a trade-in program if you want cash back on your current luxury car when you upgrade. It is ideal for those who have an eye on the newest models and want to save money simultaneously. We’ll assess the value of your car and give you cash in hand or a discount on your new vehicle, depending on your needs.

Cost-Effective Method Of Luxurious Ride

If you’re looking for a luxury car with an exciting driving experience and features, consider investing in any luxurious make present at Chicago Motorcars. Our dealership offers financing options to help buyers with all types of credit get approved for a loan or lease. Get the best financing deals today!

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